12/3/08 Rate Sheet - Can you believe these numbers?

December 3, 2008
Conventional Fixed Rate
30 Year Conforming 15Year Conforming
($417,000 MAX. LOAN AMOUNT) ($417,000 MAX. LOAN AMOUNT)
5.375% 0.000 5.250% 0.000
5.250% 0.250 5.125% 0.250


30 Year Jumbo 15 Year Jumbo
6.750% 0.000 6.250% 0.000


Conventional ARM Programs
5/1 ARM 7/1 ARM
5.750% 0.000 6.000% 0.000
5.625% 0.500 5.750% 0.625
Arms over $417,000 call for quote


FHA & VA Programs
FHA 30 Year Fixed VA 30 Year Fixed
($365,000+MIP MAX LOAN) ($417,000 MAX TOTAL LOAN)
5.500% 0.000 5.500% 0.000
5.375% 0.500 5.375% 0.500

FHA ARM
($365,000 MAX BASE LOAN)
6.250% nq
4.750% nq